First Time Home Buyer Lunch & Learn Recap

First Time Home Buyer Lunch & Learn Recap

First Time Home Buyer Lunch & Learn Recap by: Carlee Dempsey

Are you a first time home-buyer? Are you interested in learning how you can cash in on  $15,000? Did you miss synerG’s First Time Home Buyer Lunch & Learn? If you answered yes to any of these questions, this post is for you.

Due to the success of its initial program launch, the North Carolina Housing Finance Agency (aka NCHFA) is offering their $15,000 Down Payment Assistance (DPA) to first time home buyers for the second time. For many of us first time home buyers the loan application process seems daunting. So we sat down with industry professionals over lunch from Potbelly courtesy of our presenters to learn how simple it is to cash in on the program.

The Skinny on the “Loan”

NCHFA’s $15,000 DPA is a 5-year, deferred loan at 0% interest. Which means, if you purchase a home and keep it for at least 5 years, the loan is forgiven.

Yes, it’s basically free money. So now, if you’re like us, you’re thinking “What’s the catch?”. The answer’s simple, there’s no catch as long as you meet the following five criteria.

  1. You’re a first time home buyer using NCHFA Home Advantage financing
  2. You meet household income limits (up to $59,000 total household income)
  3. You purchase an existing home below $245,000 (no new builds!)
  4. You purchase a home in Cabarrus, Cumberland, Guilford, Johnston, or Mecklenburg county
  5. You have a credit score of 640 or higher (Jon Needham with Atlantic Bay Mortgage Group can guide you if you need to raise your credit score.)

Now, if you’re thinking to yourself, “Okay, I think I might meet these criteria…but how do I check?”, in come our industry professionals – Jon Needham with Atlantic Bay Mortgage Group and Ashley Meredith with Berkshire Hathaway HomeServices Yost & Little.

The first step towards applying for the NCHFA Home Advantage financing, is to give Jon a call. Here’s his cell – (336) 482-8101. Jon will ask for a few documents (W4’s, pay stubs, etc.) in order to assess your eligibility. Then, barring you meet the above criteria, he will be able to grant you conditional approval within 24 – 48 hours.

Seems simple right? It is!

After receiving loan approval, your next step is to reach out to Ashley Meredith (i.e. your realtor). Here’s her email – ashley@ashleymeredithhomes.com. Ashley will walk you through your Initial Consultation (note: you can have your Initial Consultation before receiving loan approval if you wish to do so). During this meeting, Ashley will get an idea of your needs, priorities and your budget, if your loan is already approved.

Now you’re well on your way to purchasing your first home!

Want to learn more about the home buying process? Click here to see the complete Home Buyer’s Guide courtesy of Berkshire Hathaway HomeServices Yost & Little.

Video from the NCHFA website – https://www.youtube.com/watch?v=HKqwm–1EfQ

Lead Your City Summit February 2

Lead Your City Summit February 2

Join synerG at the Lead Your City Summit to help young professionals GROW their leadership skills, BUILD on their ideas, SERVE their community, and CONNECT their network.

12-1 Keynote speaker Melody Warnick, author of “This is Where You Belong”

1-2 Place attachment brainstorming session

2-5 Personal & City brand identity, career development and community engagement sessions

5-6:30 Networking social with community members profiled in Made in Greensboro

$35 registration fee covers entire summit including lunch, personal copy of “This Is Where You Belong” and networking reception.

Lead Your City is sponsored by the synerG Young Professionals and Lincoln Financial.

*Interested in information on how your employer can cover your costs for this event? Contact Hillary Meredith at hmeredith@actiongreensboro.org

synerG advocates in favor of Greensboro Bonds through educational events

synerG advocates in favor of Greensboro Bonds through educational events

synerG’s mission as an organization is to positively impact the quality of life of young professionals in Greensboro, and we endorse the bond referendum up for vote on November 8th.  We believe the four bonds on Community & Economic Development, Housing, Parks & Recreation and Transportation will make Greensboro a better place to live, work and play. As a result, Greensboro will be better able to not only attract young professionals, but retain them as they grow in their careers, start families, and develop roots in this community.

Join synerG for an educational series of four lunch & learns on each of the bonds up for vote and an after hours event featuring panelists from the community passionate and knowledgeable about the impact the bonds will have on Greensboro and its citizens. All events are free to attend with an option to purchase a lunch for $8 for any of the lunch & learns.

Lunch & Learns, 12-1pm—FREE to attend, $8 for lunch
Parks & Recreation Bond, September 29 at First Citizens Bank, 1414 W. Northwood St.
Community & Economic Development Bond, October 4 at Union Square Campus, 104 E Gate City Blvd
Transportation Bond, October 13 and First Citizens Bank, 1414 W. Northwood St.
Housing Bond, October 18 at Union Square Campus, 104 E Gate City Blvd

Yes 4 Greensboro Bonds Panel Discussion, 5:30-7:00pm, FREE
October 20 Union Square Campus Auditorium, 104 E. Gate City Blvd.

For more information on the bonds visit yes4gsobonds.com and to RSVP for any of the events visit the synerG.org/events. Questions? Email Hillary Meredith at hmeredith@actiongreensboro.org.

Lead Your City Summit

Lead Your City Summit

Join the synerG Young Professionals for Lead Your City – a summit that will bring together Community Leaders & Activists to help young professionals GROW their leadership skills, BUILD on their ideas, SERVE the community and CONNECT their network.

The 2015 Lead Your City Summit will be held on Wednesday, November 18 from 12-6pm at the Triad Stage Cabaret. Registration for this event is $30. Click here to register.

Registration includes:

  • Keynote speaker Malina Simone Jeffers with Mosaic City
  • What do you want in Greensboro? Brainstorming session
  • Career development, community engagement and economic growth sessions
  • Networking Social with local nonprofits
  • Lunch & professional headshot

*Interested in information on how your employer can cover your costs for this event? Contact Hillary Meredith at hmeredith@actiongreensboro.org

Click the link below to download the 2015 Agenda.

Agenda to Publish – Draft

Let ‘Em Know at Show Of Hands

Let ‘Em Know at Show Of Hands

Music lovers, foodies, civic reformers — Show of Hands invites you its 2015 concert, presented in collaboration with the Mosaic Festival and Dance From Above on Thursday, Sept. 24 at the Downtown Greenway Morehead Park Underpass!

At the show, you can register to vote in the November election, meet local candidates, and get info on the November ballot, all while feasting on amazing international treats from a variety of vendors, enjoying delicious craft beers, and dancing to a lineup of switched-on sonic innovators from home and abroad.

The lineup:
!!! (Chk Chk Chk) DJ Set (Warp/NYC): chkchkchk.net
Little People (UK): littlepeoplemusic.com
Sinkane DJ Set (DFA/NYC): sinkane.com
Quilla (Peru/GSO): quillamusic.com
Ismo One (Niger/Durham): soundcloud.com/ismo-one

Live visual art projected onto the underpass provided by thefacesblur. An afterparty featuring an encore performance by UK producer Little People will take place at the Crown at the Carolina Theatre.

Show of Hands is produced by Face to Face Greensboro and synerG in partnership with CWS Greensboro and Dance From Above.

About the performers:
!!! (Chk Chk Chk) is a dance-rock band from California on the verge of releasing its sixth full length LP on Warp Records. Nic Offer, the band’s famously electric frontman and lead singer, will channel his inexhaustible charisma into a DJ set that will leave no hips unmoved.

Little People is Laurent Clerc, an Anglo-Swiss producer now based in the United Kingdom. His sound is equally informed by hip-hop and downtempo, as he effortlessly combines warm synths, intricate melodies and lush string arrangements.

Sinkane is Ahmed Gallab a Sudanese-American musician known for blending elements of jazz, funk, krautrock, Afro-pop and countless other influences to create something refreshing and unexpected. After his full band’s live show touched on the sounds of Fela Kuti and Jerry Garcia alike at Dance From Above’s May show, he will make his way back to Greensboro to pull from his full quiver of influences for one of his much-praised DJ sets.

Quilla (a name inspired by the Quechua word for “moon”) is a songwriter, vocalist and keyboardist from Montreal, Canada who currently resides in Greensboro. Her debut song “Walls” is in collaboration with Sultan + Shepard and appeared on Tiesto’s acclaimed dance music compilation Club Life Miami, Vol. 2, released on Tiesto’s Musical Freedom label in the spring of 2012.

Eugenia Brown’s Chattanooga Intercity experience

Eugenia Brown’s Chattanooga Intercity experience

15th May 2015 Community, Leadership

The Intercity trip to Chattanooga proved to be a great success. It was so humbling for me as young professional to be in the presence of many game changers and leaders in the Greensboro community. Going into the trip I wasn’t really sure what to expect. I knew what the itinerary and schedule was, but I wasn’t really sure how we could take the information we received to truly transform Greensboro. However, after the first session I immediately became fired up and knew what knowledge we took from this community had the possibility to shape and push Greensboro in the right direction.

There were many components of the trip I enjoyed like, eating lunch on the beautiful Walnut Street Bridge, riding around downtown on the BrewChoo, and of course visiting the beautiful Rock City at Lookout Mountain. However, what stood out even more than all the amazing sites, was the positive energy and collective vision that each individual we came across had for the city. In one of the sessions we spoke to different individuals on a panel about Entrepreneurship in Chattanooga. I was amazed at the number of startup companies in the area and how their community was attracting millennial because of this opportunity. One thing was very evident in Chattanooga, they were listening to what young professionals had to say and opportunity was being created to attract them to the community.

I was extremely impressed with one of the organizations called the Lamp Post Group. This organization served as an investor to many of the startups as well as provided an opportunity and space for growing companies to network and interact with one another. Tiffanie Robinson, Director of Operations for Lamp Post Group spoke passionately about how Lamp Post acted as an incubator for ideas for the millennial population and as a result they had new projects underway like a housing development downtown for individuals looking to begin a startup.

Another unique opportunity we were able to participate in was the bike share program. As a outdoor enthusiast I found this experience very rewarding. I believe that having programs like bike share has the ability to encourage healthy living in our community as well as promote tourism. The ease of the getting a bike made exploring the city that much more interesting. Throughout each session I attended you could hear the passion in the voices of those who spoke with us and see why Chattanooga was chosen as the city to visit.

As we began to evaluate all that we learned from this intercity visit, I am excited about the next steps. It would be easy to come back to Greensboro and let the excitement and fire fizz out. However, it was very evident from those who went on the trip that transforming Greensboro and leveraging our resources and talents to make Greensboro a better place is definitely a goal we aspire to reach. I am excited as a young professional to have had this opportunity and one of my personal goals is to help reenergize the millennial here to get involved and play more of an active role.

 

Growing personally and professionally with Leadership Greensboro

Growing personally and professionally with Leadership Greensboro

27th Feb 2015 Leadership, Profiles

When I first received the notification that I was accepted to Leadership Greensboro for the 2015 class year, I was beyond excited. In my mind, I imagined how the year would go, visualized what my classmates would be like and thought of how Leadership Greensboro would change my life for the better.

I also had a moment of anxiety in thinking about the task ahead. What would I be learning? What qualities can I contribute to the group? Would the class have a bunch of buttoned-up business people with type A personalities and no sense of humor? Would I be accepted among my peers in the group? I thought about all of the things one would expect when embarking on a new adventure without knowing what was ahead. Well, I’m here to tell you that my anxiety proved to be false.

It is even hard to put into words the joy, excitement, and life lessons that I have learned so far from my experience in Leadership Greensboro. Leadership Greensboro has been above and beyond anything I could have imagined in the few short months that I have been a part of this year’s class. On the first program day, it was clear that our group was going to bond and work well together. We represent a diverse group of individuals from all facets of life and all areas of business and industry. And yes, many of my classmates have a sense of humor too!

There are many experiences from this year that I could share regarding the work we have done so far. Our program days challenge us to think about leadership from a variety of perspectives. I have learned that leadership isn’t just about being the leader of a group or the one in complete charge of everything at an organization or company. Leadership is also about collaboration and consensus building.

When we spent the day at Team Quest, an outdoor experiential learning program through UNCG, it Ciara-Marable-headshotgave me the opportunity to put my leadership qualities to work. I found the supporter element of my leadership style coming into play as I supported my team in the various tasks that we accomplished that day. I learned that even as a supporter, I was still functioning in the role of a leader. I didn’t have to be out in front dictating to exhibit the multidimensional qualities of leadership. I have continued to build on what I have learned at Team Quest while being in the leadership class.

Leadership Greensboro has afforded me awesome opportunities that I wouldn’t have otherwise received had I not taken the initiative to seek a place in this year’s class. As I continue to grow in my personal and professional journey, I will be taking all that I have learned in Leadership Greensboro and applying it to future goals and my life.

-Ciara Marable
Associate Director
UNCG School of Education

Upcoming Events

Oct
13
Fri
6:00 pm First Friday on the Block Presen... @ Downtown Greensboro
First Friday on the Block Presen... @ Downtown Greensboro
Oct 13 @ 6:00 pm – 9:00 pm
First Friday on the Block Presented by Greensboro Swarm @ Downtown Greensboro
Join us for First Friday on the Block presented by Greensboro Swarm on the second Friday – October 13! Church Street, between Lindsay Street and Friendly Avenue will be closed for basketball, music, food, local brews and more entertainment!
Oct
14
Sat
6:00 pm LeBauer Live with Diali Cissokho... @ LeBauer Park
LeBauer Live with Diali Cissokho... @ LeBauer Park
Oct 14 @ 6:00 pm – 10:00 pm
LeBauer Live with Diali Cissokho & Kaira Ba @ LeBauer Park  | Greensboro | North Carolina | United States
This summer, LeBauer Park will host three outdoor concerts on the Great Lawn in LeBauer Park. All shows begin at 8:00pm, with pre-show activities kicking off at 6:00pm. The concerts are FREE and open to the public. VIP tickets can ...

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